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Terms of Service

Last updated: April 16, 2026

1. Service Description

OverAssessed ("Service") is a document preparation and data analysis tool for NYC property owners. We provide publicly available property data, comparable property analysis, and pre-filled forms to assist with property tax appeals and insurance coverage reviews.

2. Not Legal, Tax, or Financial Advice

IMPORTANT: OverAssessed is NOT a law firm, accounting firm, or financial advisory service. We do not provide legal, tax, insurance, or financial advice. The information, reports, and documents generated by this Service are for informational and document preparation purposes only.

You should consult with a qualified attorney, certified public accountant, tax professional, or licensed insurance agent before making decisions based on information from this Service. Use of this Service does not create an attorney-client, fiduciary, or professional advisory relationship.

3. Data Accuracy

Property data is sourced from NYC Open Data (PLUTO dataset, DOF Rolling Sales) and other publicly available records. While we strive for accuracy, we do not guarantee that the data is current, complete, or error-free. NYC updates these datasets periodically, and there may be delays between official changes and dataset updates.

AI-generated content (personalized strategy sections) is produced by artificial intelligence and should be verified independently. AI may produce inaccurate or outdated information.

4. Purchases & Refunds

All purchases are one-time payments processed through Stripe. Prices are displayed at checkout and include all applicable fees. Reports are generated immediately after purchase.

Due to the digital nature of our products (instantly generated PDF reports), we offer refunds only if:

  • The report was not delivered due to a technical error
  • The property data was materially incorrect (wrong property returned)

Contact support@overassessed.io within 7 days of purchase for refund requests.

5. Intellectual Property

The reports you purchase are licensed for your personal use only. You may share them with your tax professional, attorney, insurance agent, or the NYC Tax Commission. You may not resell, redistribute, or publish the reports commercially.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OVERASSESSED AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO DAMAGES FROM UNSUCCESSFUL TAX APPEALS, INSURANCE CLAIM DENIALS, OR RELIANCE ON DATA OR AI-GENERATED CONTENT.

Our total liability for any claim shall not exceed the amount you paid for the specific report in question.

7. Prohibited Uses

  • Automated scraping or bulk downloading of property data
  • Reselling or redistributing reports or data
  • Using the Service for any unlawful purpose
  • Attempting to circumvent payment or access controls

8. Changes to Terms

We reserve the right to update these terms at any time. Continued use of the Service after changes constitutes acceptance of the updated terms.

9. Governing Law

These terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes shall be resolved in the courts of New York County, New York.

10. Contact

Questions? Email support@overassessed.io.